> For the complete documentation index, see [llms.txt](https://mykapital.gitbook.io/mykapital-faqs/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://mykapital.gitbook.io/mykapital-faqs/faq-general/1.md).

# What does "interest" mean in the context of an SSM Interest Scheme?

{% hint style="info" %}
**“Interest” is defined under section 2(1) of the Interest Schemes Act 2016 as:**

“Any interest or right to participate, whether enforceable or not and whether actual, prospective or contingent whether in Malaysia or elsewhere:

1\. in any investment scheme;

2\. in any time-sharing scheme; or

3\. in any recreational membership scheme.”
{% endhint %}

## Interest excludes:

1\. any shares in or debenture of corporation;

2\. any capital market product under the Capital Markets and Services Act 2007;

3\. any interest in a partnership agreement save for the types of agreement specified under s.2(1)(iii)(A) and(B) of the Interest Schemes Act 2016; and

4\. any participatory interest in any product regulated under the Financial Services Act 2013, Islamic Financial Services Act 2013 and Development Financial Institutions Act 2002.